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New York’s largest assisted living facilities

real estate - Thomas More - October 29, 2021

Top 10 assisted living properties in New York

The state of New York is home to many of the country’s top ten largest assisted living facilities. Brookdale has 31 communities in New York, Sunrise Senior Living, which has 15 districts, and Five Star Senior Living, which has one assisted living house in Yonkers, are three popular options. Each of these facilities provides large-capacity communities with a variety of amenities for comparable costs. The following are 5 of the Top 10 assisted living properties in New York:

  1. Pelham Gardens’ Amber Court (Bronx)
  2. Woodside Hall is number two (Cooperstown)
  3. Long Island Living Center (Far Rockaway)
  4. Staten Island Sunrise (Staten Island)
  5. Yonkers’ Five Star Premier Residences (Yonkers)

The NY State Office for the Aging (NYSOFA) collaborates with local Area Agencies on Aging (AAAs) to protect and guide seniors who require assistance. They run the state’s Long-Term Care Ombudsman Program (LTCOP) and provide a wealth of information to assist seniors in making informed decisions as they assess their requirements.

Top 10 assisted living properties in New York

  • Insurance for long-term care

Long-term care insurance can be a good method to save for retirement for individuals who like to plan. Long-term care insurance helps with retirement expenses and covers most of the costs of assisted living. You or a loved one must enroll in long-term care insurance as soon as possible because prices will rise as you become older and your health deteriorates.

The cheaper your monthly rates are, the younger and healthier you are when you enroll. However, regardless of age, these charges are often excessive, with some providers charging over $150 per month for single guys over 55.For some, it’s better to save the money they would otherwise put toward long-term care insurance. However, long-term care insurance can benefit those who can afford the premiums and plan to retire in the Top 10 assisted living properties in New York.

  • Using a reverse mortgage

Reverse mortgages are a common way for low- to moderate-income seniors to pay for assisted care. Under the right circumstances, a reverse mortgage can help your loved one who owns a home and needs assistance paying for their retirement. When a person files for a reverse mortgage, they request a loan against their home’s value.

Reverse mortgage payments are made in one sum, allowing seniors to put money toward assisted living costs. If a person does not live in their home for twelve months, they must sell it to repay their reverse mortgage. Some retirees will want to keep this in mind as they explore their retirement funding alternatives. Reverse mortgages can accumulate interest over time, which can be problematic for some retirees.

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